Streamlining Your Credit Approval Process
Presented by Sabrina Robbins and co-presented by Gary Skybo of Security National Bank of Omaha
A quick turn-around in credit decisioning can be a key differentiator for your institution. We will discuss changes Security National Bank of Omaha has implemented in their commercial lending process, such as improved communication channels and eliminating silos & repetition that has helped them get a deal to the table quicker without sacrificing credit quality.
Small Business Auto Decision – Ready or Not?
presented by Stephanie Butler and co-presented by Gary Brown of First Community Bancshares, Inc.
Today, all businesses strive to be more efficient. Financial institutions are no exception. Many financial institutions decide to go the route of auto decisioning as a way to accomplish more throughput without adding staff or jeopardizing credit quality. While auto decisioning is an excellent way to gain efficiency, it is not as easy as resetting your gray area strategy. In this session we will discuss best practices for tackling auto decision as well as determine if your institution is ready for this step.
Technology and Compliance: Where Are We Headed
presented by Compliance Systems, Inc.
Birds of a Feather Networking Session
Turnkey Loan Applications: Case Study
presented by Doug Johnson and co-presented by Cory Deter of Bank of the Pacific
Online loan applications are not new news but they are definitely a hot topic. First favored for consumer facing loan applications, lenders are now leveraging the online channel for serving their small business customers as well. This session will explore the tolls and best practices available and client case studies of lenders leveraging this delivery channel.
Targeted Messaging to Drive Consumer Loan Growth
As the United States continues to adjust to instability in the political/regulatory and macroeconomic environment, banks and credit unions must strive to outperform their competitors whilst adapting to unprecedented shifts in consumer behavior. Rather than viewing changes as obstacles and impediments to success, these can be turned into addressable opportunities with new tools and new strategies to target them.
Anatomy of a Profitable Loan: Before and After You Close It
Presented by John Robertson and Christie Behrens of Allegiance Bank
Borrowers have enjoyed the benefits of a low interest rate environment but with rates beginning to creep up, a financial institution must price effectively by valuing the whole relationship to grow. You can be ahead of your competition by understanding the anatomy of a loan before and after you close.
Birds of a Feather Networking Session
Effective Exception Tracking to Minimize Risk
Presented by Betty Jo Shorts and co-presented by Fran Brashares of Marquette Bank
Learn how one bank manages their risk by monitoring specific thresholds for their exceptions. We will also discuss the processes followed to ensure the management reports are accurate as well as their impact on lender reviews and audits.
Grow, Optimize, Protect: Using Business Intelligence and Marketing to Get a Bigger Slice of the Pie
Presented by James McHale
Regional community banks and credit unions understand they must outperform their national brand competitors when it comes to fully engaging their customers -- but sometimes overlook their direct and/or online-only banking counterparts. This session will show how advanced analytics tools provide unique actionable insights which, when coupled with a sustained marketing strategy, help them compete more effectively to maximize customer acquisition, engagement and retention -- and most importantly profit.
Reporting to Grow Your Business
Presented by Didi Frohardt and co-presented by Vilma Chavez and Robert Warthen of Alaska USA Federal Credit Union
Financial institutions create and disseminate data through reports every day. Regularly rescheduled or ad-hoc reports that come up periodically can drive you nuts! Learn how you can take advantage of the data you create that can make those month end, quarter end and just whenever needed reports less stressful.
CECL – Now That the Dust is Settling, What is Going to be Required
Presented by John Robertson and co-presented by Noah Coonce of Emprise Bank
In this session, we will discuss the evolving CECL requirements and expectations that have emerged since the regulation was announced. We will discuss steps that have been taken and steps yet to come as financial institutions prepare for the change.
Executive Roundtable moderated by the Baker Hill Executive Team
Are You Ready for HMDA 2018?
Presented by Doug Johnson
HMDA 2018 continues to be headline news. Institutions are hearing form their regulators the need to be prepared; and prepare early. This session will explore highlights of the HMDA regulation and Baker Hill’s planned changes to help you comply.
An Overview of Baker Hill Business Intelligence Capabilities
Presented by Eric LaPlante
In today’s landscape, financial institutions are sifting through piles of data and not knowing what they have or what to do with it. Baker Hill has created a new analytics’ solution to help financial institutions manage and use their everyday data to help them with Strategy, Marketing and financial areas. So many different companies struggle with this same issue day in and day out to no avail. Please come and listen to the Baker Hill Product Management team discuss how Baker Hill ProfitGen can help your financial institution get over the hump when it comes working with in the analytics field.
Lending Trends: Are You Current or Lagging?
Presented by Mike Horrocks and co-presented by Gary Shaffer of Pinnacle Financial Partners and Keith Cleary of ESL Credit Union
Join us for a panel discussion on key trends in the marketplace that impact your lending processes. Discover how you can leverage your strength or pivot to capitalize on new opportunities that we will identify during this lively discussion. We will cover the impact of mobile, millennials, and big data in the lending environment just to name a few.
What 2017 Will Bring to the Credit Picture
Presented by Stephanie Butler and co-presented by Tony Hueston of Star Financial Bank and Sherri Slayton of Western Alliance Bank
The OCC has indicated that underwriting standards continued to ease at all sizes of financial institutions. In addition, CRE portfolios have more than doubled at many banks and credit unions. Is this a sign of continued growth in 2017 or a harbinger of something more? Is the industry losing sight of credit discipline? In this session, we will meet with credit officers from two banks in different regions to ask just that question.
Financial Projections to Drive Sound Credit Growth
Presented by Josh Thompson
"Financial Projections to Drive Sound Credit Growth” will educate and instruct attendees on the usage and analysis of financial projections and sensitivity analysis - which have become vital components to sound underwriting, risk management practice, and heightened regulatory standards. The session will cover the key drivers and assumptions that drive financial projection output. We will explore best practices as well as the spectrum of benefits associated with adopting or enhancing a financial institution’s strategy around financial projections.